banking made easier
We’ve optimized our products to offer you only the very best.
Most banks have so many different products that it’s impossible to decide which one will work best for you. We’ve combined the best product features into a few select account types designed for today’s person. This includes free Checking and Savings accounts that earn interest, are optimized for online use, and have no minimum requirements.
|When you should choose this account?||This account is for your everyday transactions||If you have some extra cash and wants to earn a little more on it but still want easy access to it||If you have some extra cash, you don't need it for a while and you want to earn more interest with a variable rate||If you have some extra cash, you don't need it for a while and you want to earn more interest with a fixed rate||If you are looking for a safe way to start saving for retirement||If you are not able to get a checking account because of something in your past but you are trying to start over|
|Transactions per Month||Unlimited||6||None||None||Per IRS Guidelines||Unlimited|
|Interest Type||Tiered & Variable||Tiered & Variable||Variable||Fixed||Multiple Options||None|
|Physical Checks Allowed||Yes||No||No||No||No||No|
|1 Year FREE Safe Deposit Box Rental||Yes||Yes||No||No||No||No|
*RiverHills Bank does not charge a fee for using Non-RiverHills Bank ATMs. RiverHills Bank is not liable for any fees you may incur from other institutions when using their ATMs.
Traditional IRAs offer tax-deferred interest on contributions and in most cases are tax deductible.
Coverdell Education Savings Account
It’s never too soon to start saving for that college education. We offer a variety of convenient terms and conditions to fit your needs.
Roth IRAs are non-deductable but offer tax free earning when certain distribution requirements are met. We can develop an IRA program to fit everyone’s needs with both fixed and variable rate options.
Safe Deposit Box Rental
Free 1 year Safe Deposit Box rental requires payment to be automatically deducted from a RHB account.
Fees on accounts may reduce earnings. Rates are subject to change at the banks discretion without notice.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.