New Year Account Checkup & Fraud Review - Start 2026 Strong
⭐🔐 NEW YEAR ACCOUNT CHECKUP & FRAUD REVIEW — START 2026 STRONG
A new year is the perfect time to reset your finances and make sure everything is secure. As routines change and goals reset, fraudsters often look for gaps — but a quick account checkup can help you stay ahead. Reviewing your accounts, alerts, and security settings now can give you peace of mind all year long.
💬 WHAT TO REVIEW AT THE START OF THE YEAR:
Account balances and recent transactions for anything unfamiliar.
Contact information (email, phone number, address) on file with your bank.
Beneficiaries on checking, savings, and loan accounts.
Alerts for transactions, low balances, and login activity.
Automatic payments and subscriptions you may no longer use.
🚨 WARNING SIGNS TO WATCH FOR:
Transactions you don’t recognize, even small ones.
Missing alerts or notifications you expected to receive.
Outdated passwords reused across multiple accounts.
Old beneficiaries that no longer reflect your wishes.
Emails or texts claiming “account changes” you didn’t request.
🛡️ PROTECT YOURSELF:
Update passwords and use strong, unique logins for banking accounts.
Turn on two-factor authentication wherever available.
Set up or review account alerts for added visibility.
Review statements regularly — not just once a year.
Contact your bank immediately if something doesn’t look right.
🧰 HELPFUL RESOURCES:
FDIC: Cybersecurity
📍 IF YOU NOTICE SUSPICIOUS ACTIVITY:
Contact your bank right away to report the issue.
Change affected passwords immediately.
Monitor your accounts closely over the next few weeks.
Consider placing a fraud alert if personal information may be compromised.
