HOME LOAN EXPERTS
SHOP WITH CONFIDENCE
Buying a house can be overwhelming, but it doesn’t have to be. Our home loan experts listen to your needs and answer your questions. We’ll work with you to plan your price range so you can shop with confidence.
Why choose RiverHills Bank?
FHA, VA, USDA / Rural and Conventional Loans
First-time buyer specialists
Loans with low down payment for buyers with less than perfect credit available
Local processing and underwriting
We’re committed to closing on time
OUR POPULAR
HOME LOAN OPTIONS
You’ll get personal attention and the latest technology from us.
FHA Loans
FHA mortgage loans are often the best option for buyers with a low down payment or less than perfect credit. Requirements comply with Federal Housing Administration lending guidelines.
USDA LOANS
USDA / Rural Development home loans are often the best option for eligible buyers. This is a no money down financing option — 100% of the purchase can be financed, often including closing costs.
Conventional loans
Conventional loans comply with guidelines established by Fannie Mae or Freddie Mac and may be available with as little as 3% down payment. These are often the best option for borrowers with a strong credit history.
READY TO GET STARTED?
GET PRE-APPROVED TODAY
Get pre-approved to find your price range and shop with confidence.
Our home loan experts are specialists with rural buyers. Down-payment and closing cost assistance is available for eligible buyers. You’ll be supported by the latest technology and local folks.