down payment
It’s not necessary to save for a big down payment to own your own home. Home loans are available with as little as no money down and down payment assistance is available too. Many homeowners have bought with 3% or less.
Income
We work with borrowers to get a complete understanding of their finances, including qualifying income. We want every buyer to be positioned to be a successful homeowner, and we will always treat you like a person, not a number.
Credit
Your credit does not have to be perfect. We have helped buyers with scores in the 500s own a home. If you need help building or improving your credit, our Credit Builder Program can help you get where you need to be.
Personalized Assistance
You may choose to complete the loan process almost entirely on-line, or meet with us face to face. Or maybe you’d prefer a little of both? Our local, trusted and knowledgeable experts are here for you when you need us.