Imagine what we can do together

Doing Good

Investing in our communities now to pave the way for a better future

 

a catalyst for our customers’ dreams

build, revitalize and sustain

RiverHills Bank passionately believes in the benefits of providing safe, affordable housing to every individual in the United States and we believe that our support of the Affordable Housing Program helps us towards that goal.

 
 

What is Affordable Housing Lending?

The Affordable Housing program was created in 1986 and made permanent in 1993. It’s an indirect federal subsidy used to finance the construction and rehabilitation of low-income affordable rental housing. Congress created this as an incentive for private developers and investors to provide more low-income housing. Without the incentive, affordable rental housing projects do not generate sufficient profit to warrant the investment. 

RiverHills Bank is proud to be part of the legacy that is the Affordable Housing program. This program is widely recognized by both political parties as one of the most successful marriages of private industry and public spending. It also currently provides safe affordable housing to nearly 2.8 million households in the United States. This is important as having safe affordable housing is the #1 predictor of future success of children and their families. RiverHills Bank passionately believes in the benefits of providing safe affordable housing to every individual in the United States and we believe that our support of the Affordable Housing program helps us towards that goal.


RiverHills Bank and Affordable Housing

RiverHills Bank is a community bank based in Cincinnati, Ohio that has established itself as a leader in 9% Affordable Housing lending. Along with our affiliate Horizon Bank, we have developed an excellent reputation in construction and permanent Affordable Housing lending that goes back to 1992. Over that time, together we have been the lender on more than 600 Affordable Housing projects and currently we lend to 40-50 projects a year. For RiverHills Bank customers, we do all underwriting, due diligence, closing and monitoring in house making it possible to be very easy to deal with and responsive to our customers’ needs. 


 
 

active citizens

Community Events

RiverHills Bank is devoted to serving the communities in which we operate in and around. All employees are encouraged to be leaders within RHB and find, organize and implement their own community event.

It is imperative that we are all working diligently to get to know and cherish all of our fellow community members.


Why we are involved?

RiverHills Bank is devoted to serving the communities in which we operate in and around. All employees are encouraged to be leaders within RHB and find, organize and implement their own community event. Our staff facilitates 10-20 events each year. These events not only strengthen the bond between the community and our institution, but they also provide valuable leadership experience and collaboration between all individuals within the RHB family. It is imperative that we are all working diligently to get to know and cherish all of our fellow team members. These events give us a wonderful chance to interact with members outside of our own departments. The overall goal is simple. If other businesses see the impact we are making in our community, they might be inspired to reach out as well. And imagine what we can all do together.