Personal Banking and Investing

Welcome to RiverHills Bank...
We’re proud to offer our customers far more than just bank accounts. Each day we open our doors for business with a commitment to providing the best in personal banking services. We offer a banking relationship upon which to rely today and in the years ahead. Take a moment today to consider how we can help you build your financial future strong and secure.

Please let us know how we can be of service to you.

Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Checking

* RHBillPay Plus, an enhanced bill pay product, has a number of added features that make your monthly bill payment a breeze and also allows you to organize your finances. RHBillPay Plus is available for $1.95 per month.
** Free 1 year Safe Deposit Box rental requires payment to be automatically deducted from a RHB account.

Please see one of our Customer Service Representatives for complete disclosure and cost information regarding these accounts.

Savings

Certificates of Deposit
Choose any of our popular Certificates of Deposit to fit your investment needs, you can invest for 182 days to 4 years. Contact any of our convenient locations for investment rates.

Golden Certificate of Deposit
Open a Golden Certificate of Deposit with as little as $25 for a term of 14 months and have the benefit of being able to add to your investment monthly.

10 Month Access CD

Earn a competitive rate of interest, while you maintain access to your funds. A $10,000 minimum Deposit will get you started on this unique account.  If needed, funds can be accessed in any amount over $1,000.

Certificates less than 1 year
Certificates with a term of less than 1 year, simple interest paid at maturity. Minimum $500 investment.

Certificates 1 to 4 Years
Certificates greater than 1 year, interest is compounded daily, paid in periodic intervals at your option. Minimum $500 investment.

Retirement Accounts
Today's IRAs offer you many choices.  If you're wondering which IRA is right for you, we'd like to help you sort things out.

Traditional
Traditional IRAs offer tax-deferred interest on contributions and inmost cases are tax deductable.

Roth

Roth IRAs are non-deductable but offer tax free earning when certain distribution requirements are met.

We can develop an IRA program to fit everyone's needs.

• Fixed Rate IRA:  182 Day to 4 year terms at competitive rates.

• Variable: Our flexible deposit program allows you to make deposits to your IRA at your convenience; daily, weekly, monthly; whatever fits your needs. We can open your Variable Rate IRA for as little as $25.

Coverdell Education Savings Account
It's never too soon to start saving for that college education.  We offer a variety of convenient terms and conditions to fit your needs.