ONLINE BANKING

Online Banking
eCorp Online Banking
Access ID:


Loans



Business Banking and Loans

  

Checking Accounts

Account Features

Basic Business
Business
Business
NOW
Business
Super Now
When should you
choose this account
If you are a small business owner with limited transactions per month and lower balances

If your business has a high volume of transactions and typically maintains a higher average monthly balance

If you are a sole proprietorship, non-profit organization, or governmental unit and want to earn interest
If you are a sole proprietorship, non-profit organization, or governmental unit and want to earn interest
Transaction Limits
Up to 200 free transactions* per month; $0.25 per transaction over 200
Unlimited-fees apply $0.12 per check
$0.10 per deposit item
Unlimited
Unlimited
Non-RiverHills ATM
$0.50
$0.50
$0.50
$0.50
Interest
No
No
NOW Rate
Super Now Rate
Minimum balance to
avoid monthly fee
N/A
N/A
$900
$2,000
Monthly fee
N/A
$15.00
$12.00
$12.00
Earnings credit
N/A
$0.50 per $100
monthly average collected balance
N/A
N/A
Internet banking
Free
Free
Free
Free
Bill Pay
Available
Available
Available
Available

MasterMoney
Check Card

Free
Free
Free
Free


Savings Accounts

Account Features

Investment Money Market
Platinum
Money Market
Business
Savings
Business
Golden
Savings
Business
Platinum
Savings
Withdrawals per month
6
6
6 ($2 thereafter)
1 ($2 thereafter)
1 ($2 thereafter)
ATM Withdrawals
Yes - above limits apply
Yes - above limits apply
Yes - above limits apply
Yes - above limits apply
Yes - above limits apply
Non-RiverHills ATM
$0.50
$0.50
$0.50
$0.50
$0.50
Interest
Yes/tiered
Yes/tiered
Savings Rate
Golden Rate
Platinum Rate
Minimum balance to
avoid monthly fee
$5,000
$50,000
$50
$12,000
$25,000
Monthly fee
$25.00
$25.00
$5.00
$12.00
$25.00
Internet Banking
Free
Free
Free
Free
Free


Investments

 

Choose any of our popular Certificate of Deposits to fit your investment needs, you can
invest from 182 days to 4 years. Contact any of our convenient locations for investment rates.

Golden Certificate of Deposit
Open a Golden Certificate of Deposit with as little as $25 for a term of 14 months and
have the benefit of being able to add to your investment monthly.

 

10 Month Access CD

Earn a competitive rate of interest, while you maintain access to your funds. A $10,000 minimum Deposit will get you started on this unique account.  If needed, funds can be accessed in any amount over $1,000.


Certificates less than 1 year
Certificates with a term of less than 1 year, simple interest paid at maturity.
Minimum $500 investment.

Certificates One to Four Years
Certificates greater than 1 year, interest is compounded daily, paid in periodic
intervals at your option. Minimum $500 investment.



Business Services

Electronic Banking
RiverHills Bank can offer you the ease and convenience of electronic banking either
with a touch-tone phone or personal computer.

Our electronic banking services include:

  • Payroll Direct Deposit
  • Funds Transfer
  • Tax Payments
  • Accounts Receivable
  • Electronic Lock Box


Visa/MasterCard Merchant Accounts
RiverHills  Bank offers merchant accounts with a low processing fee.

Employee Pension Plans
RiverHills  Bank can assist you in setting up SEP and SIMPLE retirement plans
for your employees.

Credit and/or Check Cards
RiverHills Bank offers nationally recognized corporate credit cards as well as a MasterMoney check card.

Safe Deposit Box
A safe deposit box can be provided rent-free for the duration of the deposit relationship.

Night Depository
Night depositories are located at all our offices.

Convenient Hours
RHB has 6 convenient locations to serve you.


Pledge of Service
We at RiverHills Bank sincerely appreciate the opportunity to serve the businesses in our communities. In addition to the services already discussed, New RiverHills Bank offers the following pledge of service.

RiverHills Bank will serve you by:

  • Responding quickly and professionally to your requests and concerns
  • Providing products and technology consistent with the industry
  • Maintaining the highest degree of honesty, integrity, and confidentiality

Loans

 
Small Business Administration (SBA)
Would you like your business to take advantage of longer repayment terms and
higher borrowing limits?

RiverHills SBA loans are backed by government-sponsored loan guarantees and are
available in a variety of term loans and lines of credit.

  • SBA offers lower down payments and longer repayment terms than traditional business financing.
  • SBA offers financing alternatives for higher-debt load borrowing needs.

Click for more information about the SBA


Commercial Real Estate

Would you like to build equity and eliminate leasing uncertainties by building, buying, or refinancing your commercial real estate?

 

RiverHills Commercial Real Estate loans are available to purchase commercial real estate, for the construction of commercial buildings, and to finance improvements to existing space.

  • Eliminate lease payments
  • Invest in future growth
  • Reduce current monthly payments
  • Restructure debt

Business Line of Credit

Would you like to keep cash available when your business needs it most?

 

RiverHills Lines of Credit are used as a flexible means to finance periodic borrowing.

  • Allows businesses the ability to better manage their cash flow.
  • Allows for easy access to ready-on-demand credit for unexpected growth or short term borrowing.
  • Offers flexible repayment options.
  • Available credit for seasonal inventory purchases or temporary working capital.

Business Term Loans
Are you looking to expand your business or purchase equipment?

 

RiverHills Term loans provide funding for a specific asset purchase
or to meet a specific financial need.

  • Fixed or variable financing options are available.
  • Allows longer term financing for expansion projects, building, or equipment purchases.
  • Offers predictable repayment terms over a specific period of time.

 Please contact one of our Loan Officers to discuss your needs:

 

Randy Carter

513.201.2226

rcarter@rhb24.com

Jim Huebner
513.201.2210
jhuebner@rhb24.com

Sam McKee
513-201-2199
smckee@rhb24.com

Janice Gilpin
513-201-2195
jgilpin@rhb24.com